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50/30/20 Budget

Savings & debt takes the rest: 20%. The classic rule is 50 / 30 / 20.

Needs · 50%

Rent, food, utilities, EMIs, transport

25,000
Wants · 30%

Dining out, subscriptions, shopping, travel

15,000
Savings & debt · 20%

Investments, emergency fund, extra debt payoff

10,000
✨ Live · Based on take-home (post-tax) pay. Amounts shown in your currency's units. Adjust the splits to fit your situation.

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