Step-Up SIP Calculator

📈

Step-Up SIP Calculator

Live

Starting Monthly SIP

₹

Annual Step-Up

Expected Annual Return

Investment Period (Years)

Maturity Value

₹33.74 L

after 10 years, stepped up 10%/yr

Total Invested

₹19.12 L

your rising contribution

Wealth Gained

₹14.62 L

43% of maturity

Step-up vs a flat SIP (same ₹10,000/mo start)

Step-Up SIP

₹33.74 L

from ₹19.12 L invested

Flat SIP (no step-up)

₹23.23 L

from ₹12.00 L invested

Extra corpus+₹10.51 L

Extra invested+₹7.12 L

Year-by-year corpus growth

Year 1Year 10

Invested to date

Returns earned

The rising SIP, year by year

Year	Monthly SIP	Invested to date	Value to date
Year 1	₹10,000	₹1,20,000	₹1,28,093
Year 2	₹11,000	₹2,52,000	₹2,85,241
Year 3	₹12,100	₹3,97,200	₹4,76,410
Year 4	₹13,310	₹5,56,920	₹7,07,323
Year 5	₹14,641	₹7,32,612	₹9,84,570
Year 6	₹16,105	₹9,25,873	₹13,15,734
Year 7	₹17,716	₹11,38,461	₹17,09,527
Year 8	₹19,487	₹13,72,307	₹21,75,956
Year 9	₹21,436	₹16,29,537	₹27,26,501
Year 10	₹23,579	₹19,12,491	₹33,74,326

✨ Live · A step-up raises your monthly SIP each year to track rising income. Returns are illustrative, not guaranteed; actual mutual fund returns vary year to year.