IDFC First Bank Home Loan in West Bengal.

IDFC First's WB book is roughly 75% Salt Lake Sector V and Rajarhat IT corridor — the bank's Sector V and New Town flagship branches handle TCS Gitanjali Park, Cognizant Kolkata, IBM Salt Lake, Wipro Salt Lake, Capgemini Rajarhat, and PwC payroll at 8.55% floor. WB's 6% stamp duty (1% women rebate making effective 5%) on a 48L New Town Action Area II or Salt Lake Sector V apartment is Rs 2.4L for women / Rs 2.88L generic. The bank captures Park Street and Camac Street HNI professional families (doctors, lawyers, senior corporate executives) for 70L-1.2Cr tickets via dedicated wealth RMs. Howrah Shibpur IIEST faculty and senior central PSU employees add a smaller mid-ticket segment.