Bandhan Bank 🕌 Ahmedabad Rate9.85% Branches28+ Bandhan Bank Home Loan in Ahmedabad 🕌
Bandhan Bank home loan in Ahmedabad: 9.15-12% (typical 9.85%) with 28+ city branches. Ahmedabad average ticket ₹53.00 L at 9.85% over 20 years = ₹50,621/month EMI. Gujarat stamp duty: ~₹3.13 L. Disbursal: 3-5 days for pre-approved, 7-10 days for fresh applications.
Mortgage Calculator
Bandhan Bank in Ahmedabad Bandhan Bank's Ahmedabad position.
Bandhan Bank serves Ahmedabad's Gujarat MSME borrowers and Bengali diaspora, with branches across CG Road, SG Highway, Maninagar, Naroda, and Bopal. The bank combines microfinance-graduate underwriting with mainstream mortgages for Adani-Torrent-Zydus salaried and Naroda-Vatva industrial SME owners.
Bandhan Bank's top employers in Ahmedabad.
For salary account holders at these Ahmedabad employers, Bandhan Bank typically offers pre-approved home loan offers within 30-45 days of consistent credit. Disbursal: 3-5 days for pre-approved, 7-10 days for fresh applications.
₹53.00 L Bandhan Bank home loan in Ahmedabad at 9.85% over 20 years
₹53.00 L 9.85% 20 years (240 months) ₹50,621 ₹68.49 L ₹1.21 Cr ₹3.13 L 1% of loan amount (min ₹5,000, max ₹20,000) for home loans. Personal loans 1-2.5%.
Bandhan Bank Ahmedabad home loan FAQ.
What home loan rate does Bandhan offer in Ahmedabad for Adani and Zydus employees? ▾
Adani Group, Torrent Pharma, Zydus, and Nirma employees in Ahmedabad get 9.50-10.75% at Bandhan with CIBIL 750+. Self-employed traders from Naroda, Vatva, and Maskati Market face 11.00-13.50% based on banking turnover and Udyam vintage.
Is Bandhan better than Bank of Baroda for home loans in Ahmedabad? ▾
Bank of Baroda (Gujarat home PSU) offers 8.50% floor and deep Ahmedabad presence but slower at 12-16 days. Bandhan charges 1-1.5% more but disburses in 5-7 days, accepts informal Maskati Market and Ravivari trader income, and serves microfinance-graduate women borrowers in Naroda and Bapunagar that BoB typically does not target.
Can Naroda GIDC SME owners get Bandhan home loans without 3-year ITR? ▾
Yes, Bandhan accepts Naroda-Vatva-Odhav industrial SME owners with 2-year ITR plus banking turnover, Udyam registration, and existing CC/OD repayment history. Loans run 11-13% with LTV 65-70% and disbursal in 7-10 days; CIBIL 700+ required and joint application with spouse improves eligibility.
Bandhan Bank for affordable housing in East India? ▾
Yes — Bandhan is one of the top 3 lenders for affordable housing (under ₹40 lakh) in West Bengal, Assam, Odisha, Tripura, and other Northeast states. The Gruh Finance acquisition (2019) brought decades of affordable-segment underwriting expertise. Bandhan processes PMAY-CLSS subsidies (₹2.30-2.67 lakh) directly with NHB and credits to loan principal. For Kolkata, Guwahati, Bhubaneswar first-time buyers earning under ₹18 lakh/year, Bandhan is competitive with SBI on rate plus often faster processing.
Other banks in Ahmedabad & other Bandhan Bank cities.
Other banks in Ahmedabad
