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Bank of India Bank of India 🏰 Jaipur Rate8.75% Branches39+

Bank of India Home Loan in Jaipur 🏰

Quick answer (Bank of India Jaipur)

Bank of India home loan in Jaipur: 8.5-10.5% (typical 8.75%) with 39+ city branches. Jaipur average ticket ₹40.00 L at 8.75% over 20 years = ₹35,348/month EMI. Rajasthan stamp duty: ~₹2.80 L. Disbursal: 3-5 days for pre-approved, 7-10 days for fresh applications.

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Mortgage Calculator

$
LTV 80% · No PMI ✓
$
%
Total Monthly
$2,496
PITI
Principal + Interest
$1,996
58% goes to interest
Total Interest
$418,527
over 30 years
Monthly Breakdown
Principal & Interest$1,996
Property Tax (1.1%/yr)$344
Homeowner's Insurance (0.5%/yr)$156
Total Monthly$2,496
Principal vs Interest Split
42% principal
58% interest
✨ Live recalculation·Includes P&I, property tax, insurance. Estimates only — consult a licensed lender for exact rates.
Bank of India Bank of India in Jaipur

Bank of India's Jaipur position.

Bank of India has a focused Rajasthan presence in Jaipur with branches at MI Road, C-Scheme, Malviya Nagar and Vaishali Nagar. The bank targets the Rajasthan Government secretariat, the trader-exporter segment in Johari Bazaar and the IT corridor at Mahindra World City with dedicated home loan desks at its Bapu Nagar corporate branch.

Branches in Jaipur
39+
2026 estimate
Typical rate
8.75%
8.5-10.5% repo-linked range
Disbursal speed
3-5 days for pre-approved
pre-approved customers
🏢 Pre-approval pipeline

Bank of India's top employers in Jaipur.

For salary account holders at these Jaipur employers, Bank of India typically offers pre-approved home loan offers within 30-45 days of consistent credit. Disbursal: 3-5 days for pre-approved, 7-10 days for fresh applications.

Rajasthan Government
Mahindra World City Jaipur
Genpact Jaipur
Infosys Jaipur
Wipro Jaipur
Deloitte USI Jaipur
EXL Service
North Western Railway Jaipur
RIICO
Rajasthan High Court
Vedanta Hindustan Zinc
JK Lakshmi Cement
🧮 Worked example

₹40.00 L Bank of India home loan in Jaipur at 8.75% over 20 years

Loan amount
₹40.00 L
Bank of India typical rate
8.75%
Term
20 years (240 months)
Monthly EMI
₹35,348
Total interest paid
₹44.84 L
Total paid (principal + interest)
₹84.84 L
+ Rajasthan stamp duty (7%)
₹2.80 L
Bank of India processing fee

0.25% of loan amount (max ₹15,000 for home loans). One of the lowest in the PSB segment.

❓ FAQ

Bank of India Jaipur home loan FAQ.

What rate does Bank of India offer Rajasthan Government employees?

Bank of India offers 8.45-8.60% to Rajasthan Govt and NWR Jaipur staff through its MI Road branch with state check-off, full processing fee waiver and 30-year tenure.

Bank of India vs PNB for Jaipur home loans?

PNB has wider Rajasthan PSU coverage but Bank of India is competitive at 8.45-8.50% with stronger Johari Bazaar trader rapport for GST-based ITR cases in Bapu Nagar and C-Scheme.

Can a Genpact Jaipur senior manager get a 90-lakh loan?

Yes, with 22 lakh CTC, Bank of India sanctions up to 1.1 crore at 8.55-8.70% for properties in Mansarovar, Vaishali Nagar or Jagatpura.

Bank of India for NRI home loans in Europe?

BoI is one of the top 3 Indian banks for European NRI home loans alongside SBI and ICICI. The London, Paris, and Frankfurt branches handle full home loan documentation locally — salary statements in EUR/GBP, embassy attestation, and property paperwork all processed without flying to India. Particularly strong for Indian-origin professionals in finance (London), tech (Berlin, Munich), and pharma (Switzerland-based Indians) buying property in Mumbai, Pune, Bangalore, Hyderabad, or Chennai.