Union Bank of India 🏰 Jaipur Rate8.75% Branches42+

Union Bank of India Home Loan in Jaipur 🏰

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Quick answer (Union Bank of India Jaipur)

Union Bank of India home loan in Jaipur: 8.5-10.5% (typical 8.75%) with 42+ city branches. Jaipur average ticket ₹40.00 L at 8.75% over 20 years = ₹35,348/month EMI. Rajasthan stamp duty: ~₹2.80 L. Disbursal: 3-5 days for pre-approved, 7-10 days for fresh applications.

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Mortgage Calculator

Home Value

LTV 80% · No PMI ✓

Loan Amount

Interest Rate

Term

Total Monthly

$2,496

PITI

Principal + Interest

$1,996

58% goes to interest

Total Interest

$418,527

over 30 years

Monthly Breakdown

Principal & Interest$1,996

Property Tax (1.1%/yr)$344

Homeowner's Insurance (0.5%/yr)$156

Total Monthly$2,496

Principal vs Interest Split

42% principal

58% interest

✨ Live recalculation·Includes P&I, property tax, insurance. Estimates only — consult a licensed lender for exact rates.

Union Bank of India in Jaipur

Union Bank of India's Jaipur position.

Union Bank of India serves Jaipur with branches across MI Road, C-Scheme, Vaishali Nagar and the Mansarovar belt post-merger with Corporation Bank. The bank focuses on Rajasthan Government employees, North Western Railway headquarters staff and the Mahindra World City SEZ workforce with home loan desks at its Tonk Road corporate branch.

Branches in Jaipur

42+

2026 estimate

Typical rate

8.75%

8.5-10.5% repo-linked range

Disbursal speed

3-5 days for pre-approved

pre-approved customers

🏢 Pre-approval pipeline

Union Bank of India's top employers in Jaipur.

For salary account holders at these Jaipur employers, Union Bank of India typically offers pre-approved home loan offers within 30-45 days of consistent credit. Disbursal: 3-5 days for pre-approved, 7-10 days for fresh applications.

✓ Rajasthan Government

✓ North Western Railway Jaipur

✓ Mahindra World City Jaipur

✓ Genpact Jaipur

✓ Infosys Jaipur

✓ Deloitte USI Jaipur

✓ EXL Service Jaipur

✓ RIICO

✓ Rajasthan High Court

✓ AIIMS Jodhpur Recruitment Cell

✓ JK Lakshmi Cement

✓ Vedanta Hindustan Zinc

🧮 Worked example

₹40.00 L Union Bank of India home loan in Jaipur at 8.75% over 20 years

Loan amount

₹40.00 L

Union Bank of India typical rate

8.75%

Term

20 years (240 months)

Monthly EMI

₹35,348

Total interest paid

₹44.84 L

Total paid (principal + interest)

₹84.84 L

+ Rajasthan stamp duty (7%)

₹2.80 L

Union Bank of India processing fee

0.50% of loan amount (max ₹15,000 for home loans).

❓ FAQ

Union Bank of India Jaipur home loan FAQ.

What rate does Union Bank offer North Western Railway employees? ▾

Union Bank offers 8.45-8.60% to NWR Jaipur and Rajasthan Govt staff through its MI Road branch with PSU check-off, full processing fee waiver and 9 EMI insurance.

Union Bank vs PNB for Jaipur home loans? ▾

PNB has deeper Rajasthan PSU history but Union Bank matches on rate at 8.45-8.50% and offers superior turnaround at its Vaishali Nagar branch for Mansarovar and Jagatpura properties.

Can a Mahindra World City IT employee get an 80-lakh loan? ▾

Yes, with 18 lakh CTC, Union Bank sanctions up to 95 lakh at 8.55-8.70% for properties in Mansarovar Extension, Pratap Nagar or Jagatpura.

Union Bank for Andhra Pradesh and Telangana home loans? ▾

Yes — Union Bank inherited Andhra Bank's dense AP/Telangana branch network (300+ branches in each state) and combines it with Union Bank's lower spread (typically 25-50 bps below HDFC/ICICI). For Hyderabad, Visakhapatnam, Vijayawada, Tirupati, and Guntur home buyers, Union Bank is competitive with SBI on rate and usually faster than SBI on processing due to deeper branch concentration.

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