EUR to CHF Converter.
⚡
Current rate
1 EUR = 0.948 CHF as of 2026-05-17. A major European pair used by Swiss businesses paying EUR invoices (Switzerland's largest trade partner is the EU), EU residents holding Swiss bank accounts, cross-border workers (Frontaliers earning CHF, spending EUR in France/Germany), and forex traders. CHF has strengthened ~12% against EUR over 5 years as a safe-haven during EU debt and energy crises and the SNB allowed gradual appreciation post-2022.
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Rate as of 2026-05-17EUR → CHF Converter
€
🇪🇺 €1.00 = 🇨🇭
CHF 0.95
Rate: 1 EUR = 0.9480 CHF
Common conversions
| 🇪🇺 EUR | 🇨🇭 CHF |
|---|---|
| €1.00 | CHF 0.95 |
| €10.00 | CHF 9.48 |
| €100.00 | CHF 94.80 |
| €500.00 | CHF 474.00 |
| €1,000.00 | CHF 948.00 |
| €5,000.00 | CHF 4,740.00 |
| €10,000.00 | CHF 9,480.00 |
| €50,000.00 | CHF 47,400.00 |
| €100,000.00 | CHF 94,800.00 |
✨ Mid-market rate · 2026-05-17 · Real-world transfer rates may differ 0.5-3% depending on provider · Not financial advice
📈 Trend
EUR trend over time.
Today
0.948
1 EUR = CHF
1 year ago
0.973
↓ 2.6% in 12 months
5 years ago
1.085
↓ 12.6% in 5 years
❓ FAQ
EUR to CHF FAQ.
Why is CHF a "safe haven" currency?
Switzerland has structural characteristics that drive safe-haven demand: (1) the SNB maintains huge FX reserves (~CHF 800B, the largest per-capita globally), (2) Switzerland runs persistent current account surpluses, (3) political neutrality and stable institutions, (4) the strong domestic banking sector. During EU crises (2011 sovereign debt, 2020 COVID, 2022 Ukraine), capital flows from EUR to CHF spike, strengthening the franc. The SNB famously broke its EUR-CHF 1.20 floor in January 2015 after defending it became too expensive.
EU residents holding CHF — how to convert efficiently?
For ongoing conversion of CHF to EUR (Frontalier workers, Swiss expat retirees in EU): Wise, Revolut, and Neon offer multi-currency accounts with near-mid-market rates. For larger one-off conversions (CHF 100K+): private bank FX desks at UBS, Pictet, or Julius Baer offer corporate-tier pricing. Avoid Swiss retail bank counters which charge 1.5-2.5% spreads. For cross-border salary (CHF earned, EUR spent): a Wise multi-currency account or Revolut Metal handles the day-to-day conversion at the best rates available to retail.
SNB rate cuts — impact on EUR-CHF?
The Swiss National Bank cut its policy rate from 1.75% to 0.50% during 2024-2025, faster than the ECB cut from 4.0% to 2.50% over the same period. This narrowed the CHF advantage and explains the modest EUR-CHF recovery from 0.91 lows in 2024 to 0.95 in early 2026. Most institutional forecasts have EUR-CHF trading in a 0.92-0.99 range through 2026, with structural CHF strength remaining anchored by the safe-haven property.
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