calctube

Home Loan EMI Calculators by Indian City

283 cities covered. Each calculator uses the local stamp duty rate, registration charge, women buyer discount, typical mid-segment ticket, and top lender positioning specific to that city.

Metro cities

Metro HRA tier (50% exemption) — Mumbai, Delhi-NCR, Bengaluru, Chennai, Kolkata, Hyderabad.

🏙️
Mumbai
~8.65% · Maharashtra
🏛️
Delhi NCR
~8.7% · Delhi
🌊
Chennai
~8.6% · Tamil Nadu
🌉
Kolkata
~8.65% · West Bengal
🌳
Chandigarh
~8.65% · Chandigarh UT

Andhra Pradesh 17 cities

🌊 Visakhapatnam ~8.65% 🛕 Tirupati ~8.7% 🌉 Vijayawada ~8.7% 🌶️ Guntur ~8.7% 🦐 Nellore ~8.7% 🪨 Kurnool ~8.75% 🚗 Anantapur ~8.7% 🛢️ Kakinada ~8.7% 📚 Rajahmundry ~8.7% ⛏️ Kadapa ~8.75% 🦐 Eluru ~8.75% 🐂 Ongole ~8.8% 🛕 Tirumala ~8.8% 🏯 Vijayanagaram ~8.85% 🏛️ Vijayanagaram ~8.85% 🍅 Chittoor ~8.85% 🏗️ Nandyal ~8.9%

Arunachal Pradesh 1 cities

🌄 Itanagar ~9%

Assam 9 cities

🌄 Guwahati ~8.75% 🍵 Silchar ~8.95% 🛢️ Dibrugarh ~8.85% 🪖 Tezpur ~8.9% 🍃 Jorhat ~8.9% 🌾 Nagaon ~8.9% 🛢️ Tinsukia ~8.85% 🌊 North Lakhimpur ~8.95% 🌊 Dhubri ~8.95%

Bihar 10 cities

🛕 Patna ~8.7% ☸️ Gaya ~8.85% 🧵 Bhagalpur ~8.9% 🍒 Muzaffarpur ~8.9% 🏰 Darbhanga ~8.9% 🌾 Chhapra ~8.95% 🌾 Ara ~8.95% 🛢️ Begusarai ~8.9% 🔫 Munger ~8.95% 🌾 Siwan ~8.95%

Chandigarh UT 1 cities

🌳 Chandigarh ~8.65%

Chhattisgarh 5 cities

⛏️ Raipur ~8.7% 🏭 Durg-Bhilai ~8.75% 🚂 Bilaspur ~8.8% ⚡ Korba ~8.85% 🌾 Rajnandgaon ~8.9%

Delhi 1 cities

🏛️ Delhi NCR ~8.7%

Goa 1 cities

🏖️ Goa ~8.7%

Gujarat 23 cities

🕌 Ahmedabad ~8.55% 💎 Surat ~8.6% 🏗️ Vadodara ~8.55% ⚙️ Rajkot ~8.65% ⚓ Bhavnagar ~8.7% 🦁 Junagadh ~8.8% 🥛 Anand ~8.75% 💎 Navsari ~8.75% 🏛️ Gandhinagar ~8.65% 🐄 Mehsana ~8.8% ⚗️ Bharuch ~8.75% 🧪 Vapi ~8.75% 🪡 Bhuj ~8.8% 🌾 Surendranagar ~8.8% 🥜 Amreli ~8.85% ⚓ Porbandar ~8.8% 🧵 Patan ~8.85% 🐟 Veraval ~8.8% 🏺 Morbi ~8.75% 🌾 Nadiad ~8.8% 🚗 Dholka ~8.85% 🥭 Valsad ~8.75% 💎 Palanpur ~8.8%

Haryana 6 cities

🏭 Faridabad ~8.55% 🐄 Rohtak ~8.75% ✈️ Hisar ~8.8% 🥛 Karnal ~8.75% 🧵 Panipat ~8.8% 🏟️ Sonipat ~8.7%

Himachal Pradesh 2 cities

🌲 Shimla ~8.85% ⛰️ Mandi ~8.85%

Jammu & Kashmir 2 cities

🌷 Srinagar ~8.9% 🛕 Jammu ~8.85%

Jharkhand 4 cities

⛏️ Ranchi ~8.7% 🏭 Jamshedpur ~8.65% ⛏️ Dhanbad ~8.7% ⛏️ Ramgarh ~8.95%

Karnataka 23 cities

💻 Bengaluru ~8.5% 🏰 Mysuru ~8.55% ⛵ Mangaluru ~8.6% 🌆 Hubballi-Dharwad ~8.65% 🪖 Belagavi ~8.65% 🥞 Davanagere ~8.7% 🌰 Tumkur ~8.65% 🌴 Shimoga ~8.7% ☕ Hassan ~8.7% 🕌 Gulbarga ~8.75% ⚔️ Bidar ~8.8% ⛏️ Bellary ~8.7% 🏖️ Udupi ~8.7% ☕ Chikmagalur ~8.8% 🏰 Chitradurga ~8.85% ⚡ Raichur ~8.9% 🛕 Udupi ~8.7% ⛏️ Kolar ~8.85% ☕ Chikmagalur ~8.8% ⚡ Raichur ~8.9% 🌳 Chamarajanagar ~8.9% 🌾 Gadag ~8.9% ⛏️ Koppal ~8.9%

Kerala 16 cities

🌴 Kochi ~8.75% 🌴 Thiruvananthapuram ~8.65% 🏦 Thrissur ~8.65% 🪡 Kannur ~8.7% 🌰 Kollam ~8.7% 🌴 Kozhikode ~8.6% 🌾 Palakkad ~8.7% 🛶 Alappuzha ~8.75% ⚽ Malappuram ~8.7% 📖 Kottayam ~8.7% 🕉️ Pathanamthitta ~8.75% 🌿 Idukki ~8.8% 🌳 Wayanad ~8.8% ⛰️ Idukki ~8.9% 🛕 Pathanamthitta ~8.85% 🌿 Wayanad ~8.9%

Madhya Pradesh 11 cities

🏙️ Indore ~8.7% 🏞️ Bhopal ~8.7% 🏯 Gwalior ~8.7% 🛡️ Jabalpur ~8.7% 🕉️ Ujjain ~8.7% 🏛️ Sagar ~8.75% ☀️ Rewa ~8.75% 🏭 Satna ~8.7% ⛏️ Shahdol ~8.95% 🌺 Mandsaur ~8.9% 🛡️ Neemuch ~8.9%

Maharashtra 22 cities

🏙️ Mumbai ~8.65% 🌆 Pune ~8.65% 🍊 Nagpur ~8.65% 🍇 Nashik ~8.65% 🏭 Chhatrapati Sambhaji Nagar ~8.65% 🧶 Solapur ~8.75% 👞 Kolhapur ~8.7% 🌾 Akola ~8.8% 📚 Latur ~8.85% 🍇 Sangli ~8.75% 🍌 Jalgaon ~8.8% 🪖 Ahmadnagar ~8.75% ⛏️ Chandrapur ~8.8% 🛕 Nanded ~8.8% 🧵 Dhule ~8.85% 🥭 Ratnagiri ~8.8% 🌾 Amravati ~8.8% 🔩 Jalna ~8.85% 🕊️ Wardha ~8.85% 🌾 Yavatmal ~8.95% 🌴 Chiplun ~8.85% 🧵 Ichalkaranji ~8.9%

Manipur 1 cities

⛰️ Imphal ~8.95%

Meghalaya 1 cities

☁️ Shillong ~8.9%

Mizoram 2 cities

🌿 Aizawl ~9% 🏞️ Lunglei ~9%

Nagaland 2 cities

🎍 Dimapur ~9.05% ⛰️ Kohima ~9.05%

Odisha 11 cities

🛕 Bhubaneswar ~8.65% 🥈 Cuttack ~8.7% 🧶 Berhampur ~8.8% 🏞️ Sambalpur ~8.8% 🏭 Rourkela ~8.75% 🛕 Puri ~8.85% 🚀 Balasore ~8.9% ⚡ Jharsuguda ~8.9% 🧵 Brahmapur ~8.9% 🐯 Baripada ~8.95% 🏙️ Khurda ~8.85%

Puducherry UT 1 cities

🌴 Pondicherry (Puducherry) ~8.65%

Punjab 8 cities

🧶 Ludhiana ~8.65% 🛕 Amritsar ~8.7% 🌍 Jalandhar ~8.65% 👑 Patiala ~8.75% 🏏 Mohali ~8.65% ⚡ Bathinda ~8.8% 🪖 Pathankot ~8.8% 🌍 Hoshiarpur ~8.8%

Rajasthan 14 cities

🏰 Jaipur ~8.65% 🏰 Jodhpur ~8.7% 🏞️ Udaipur ~8.7% 📚 Kota ~8.7% 🕌 Ajmer ~8.75% 🐪 Bikaner ~8.8% 🐅 Alwar ~8.75% 🧶 Bhilwara ~8.75% 🏰 Sikar ~8.8% 🎨 Pali ~8.8% 🌾 Sri Ganganagar ~8.8% 🦅 Bharatpur ~8.9% 🐪 Churu ~8.9% 🐫 Nagaur ~8.95%

Sikkim 2 cities

🏔️ Gangtok ~8.95% 🗻 Namchi ~8.9%

Tamil Nadu 25 cities

🌊 Chennai ~8.6% 🌾 Coimbatore ~8.6% 🛕 Madurai ~8.6% 🏥 Vellore ~8.7% ⛓️ Salem ~8.7% 👕 Tirupur ~8.65% 🏛️ Tiruchirappalli ~8.7% 🧵 Erode ~8.75% 🛕 Thanjavur ~8.75% 🌾 Tirunelveli ~8.7% 🚢 Tuticorin ~8.7% 🌊 Nagercoil ~8.75% 🛏️ Karur ~8.7% ⚗️ Cuddalore ~8.75% 🛕 Kanchipuram ~8.65% 🚗 Hosur ~8.65% 🔒 Dindigul ~8.8% 🧨 Virudhunagar ~8.85% 🕉️ Tiruvannamalai ~8.85% 🎆 Virudhunagar ~8.85% 🔥 Tiruvannamalai ~8.9% 🏰 Sivaganga ~8.85% 🥭 Krishnagiri ~8.8% 🐔 Namakkal ~8.85% 🛕 Ramanathapuram ~8.95%

Telangana 9 cities

🏰 Hyderabad ~8.7% 🛕 Warangal ~8.75% 🪨 Karimnagar ~8.7% 🌾 Nizamabad ~8.7% 🌿 Khammam ~8.75% ⚡ Ramagundam ~8.7% 🌾 Mahbubnagar ~8.85% 🏞️ Mahbubnagar ~8.85% ⛏️ Mancherial ~8.9%

Tripura 1 cities

🎋 Agartala ~8.9%

Uttar Pradesh 33 cities

🕌 Lucknow ~8.65% 🏗️ Kanpur ~8.7% 🛕 Varanasi ~8.7% 🛕 Agra ~8.7% 🕉️ Prayagraj ~8.7% 🏏 Meerut ~8.7% 🏙️ Noida ~8.5% 🚇 Ghaziabad ~8.6% 🛋️ Bareilly ~8.85% 🔒 Aligarh ~8.9% 🪔 Moradabad ~8.9% 🪵 Saharanpur ~8.9% 🛕 Mathura ~8.75% 💍 Firozabad ~8.8% 🏰 Jhansi ~8.75% 🧶 Mirzapur ~8.85% 🕌 Rampur ~8.8% 🚂 Gorakhpur ~8.7% 🛕 Faizabad ~8.75% 🏛️ Shahjahanpur ~8.85% 🌾 Bulandshahr ~8.7% 🌹 Jaunpur ~8.85% 🧵 Mau ~8.9% 🐅 Pilibhit ~8.9% 🧴 Unnao ~8.85% 🦁 Etawah ~8.9% 👁️ Sitapur ~8.9% 🐅 Lakhimpur Kheri ~8.95% 🌾 Sambhal ~8.95% 🏞️ Orai ~8.9% 🌾 Mainpuri ~8.95% 🌊 Ballia ~8.95% 🌾 Azamgarh ~8.9%

Uttarakhand 5 cities

🏔️ Dehradun ~8.65% 🕉️ Haridwar ~8.75% 🧘 Rishikesh ~8.8% 🎓 Roorkee ~8.75% 🏔️ Haldwani ~8.8%

West Bengal 14 cities

🌉 Kolkata ~8.65% 🌄 Siliguri ~8.7% ⚒️ Asansol ~8.7% 🏭 Durgapur ~8.7% 🌉 Howrah ~8.7% 🍬 Bardhaman ~8.8% 🥭 Malda ~8.85% 🚂 Kharagpur ~8.75% 🎋 Berhampore ~8.85% 🛕 Krishnanagar ~8.9% 🍃 Jalpaiguri ~8.9% 🚉 Habra ~8.9% 📚 Medinipur ~8.9% 🏺 Bankura ~8.95%

FAQ

How many Indian city home loan calculators does Calctube offer?
Calctube currently has 283 city-specific Indian home loan EMI calculators, each with local stamp duty rates, registration charges, women buyer discounts, typical ticket size, and top lender positioning for that city.
What is the stamp duty difference between Indian states?
Stamp duty in India ranges from 4% (Goa, women buyers Maharashtra) to 8% (most states for men). Registration is typically 1% on top. Tamil Nadu has the highest combined burden at 11% (7% stamp + 4% registration, no women discount). Maharashtra offers 1% women buyer discount; Karnataka and Delhi offer 2% discounts.
Why do home loan rates vary by city?
Rate cards are uniform per bank nationally, but effective rates vary by city due to (1) employer pre-approval depth at top metros, (2) PSU bank home-state pricing concessions (BoB in Gujarat, Canara in Karnataka, Federal Bank in Kerala), (3) ticket size — Mumbai/Bengaluru typical ₹80L–1.5cr ticket may qualify for premium negotiated rates not available in tier-3.