⚡ Ramagundam 📍 Telangana HRA tiernon-metro Updated2026-05-17

Ramagundam Home Loan EMI Calculator ⚡

⚡

Quick answer (Ramagundam)

Typical Ramagundam home loan: ₹30.00 L at 8.7% over 20 years = ₹26,416/month EMI. Total interest ₹33.40 L. Telangana stamp duty: 6% + 1% registration = ~₹2.10 L extra.

🏠

Mortgage Calculator

Home Value

$

LTV 80% · No PMI ✓

Loan Amount

$

Interest Rate

%

Term

Total Monthly

$2,496

PITI

Principal + Interest

$1,996

58% goes to interest

Total Interest

$418,527

over 30 years

Monthly Breakdown

Principal & Interest$1,996

Property Tax (1.1%/yr)$344

Homeowner's Insurance (0.5%/yr)$156

Total Monthly$2,496

Principal vs Interest Split

42% principal

58% interest

✨ Live recalculation·Includes P&I, property tax, insurance. Estimates only — consult a licensed lender for exact rates.

⚡ Ramagundam home loan landscape

Home loans in Ramagundam.

Typical ticket

₹30.00 L

mid-segment 2026

Typical rate

8.7%

prime borrower repo-linked

Stamp duty

7%

6% duty + 1% reg (2% women off)

Market overview

Ramagundam flats trade at Rs 4,200-7,500 per sq ft with NTPC Township and FCI Township leading on central PSU salaried demand. The 2,600 MW NTPC Ramagundam Super Thermal, India's largest floating solar plant (100 MW), Singareni Godavarikhani mines, and the revived RFCL urea plant make Ramagundam Telangana's single most concentrated central-PSU town. Pricing is on par with Mancherial and 20% below Karimnagar. Supply is heavily company-township driven with limited private mid-rise.

What makes Ramagundam distinct

Ramagundam is India's densest single-city concentration of central PSU power and fertilizer assets - NTPC 2,600 MW, India's largest floating solar, Singareni Coal, plus the RFCL urea revival. The result is one of India's most central-PSU-salaried-driven lending markets, with PSU corporate-tie-up rates dominating.

🏘️ Top micromarkets

Popular residential zones in Ramagundam.

NTPC Township Ramagundam

FCI Township

Godavarikhani

Ramagundam Town

Centenary Colony

Karimnagar Road

Mancherial Road

Peddapalli Road

🏦 Top lenders

Banks dominating Ramagundam home loans.

SBI: anchor for NTPC, RFCL, and Railway Corporate Salary Packages

Canara Bank: deep Singareni Godavarikhani payroll reach

Union Bank: aggressive on FCI-RFCL revival employees

HDFC: preferred for private salaried in Centenary Colony

Top employers driving pre-approved home loan flows: NTPC Ramagundam (2,600 MW Super Thermal), NTPC Ramagundam Floating Solar (largest in India), Singareni Collieries Godavarikhani, Fertilizer Corporation of India (FCI) Ramagundam (RFCL revived), Indian Railways Ramagundam, Singareni Thermal Power Plant.

🧮 Worked example

₹30.00 L home loan in Ramagundam at 8.7% over 20 years

Loan amount

₹30.00 L

Annual interest rate

8.7%

Term

20 years (240 months)

Monthly EMI

₹26,416

Total interest paid

₹33.40 L

Total paid (principal + interest)

₹63.40 L

+ Stamp duty & registration (7%)

₹2.10 L (women: ₹1.50 L)

❓ FAQ

Ramagundam home loan questions.

EMI on a Rs 30 lakh home loan in Ramagundam at 8.70% for 20 years? ▾

EMI is approximately Rs 26,415 per month. Total interest is Rs 33.40 lakh, total outflow Rs 63.40 lakh.

Best bank for NTPC Ramagundam employees? ▾

SBI offers 8.40% under its NTPC Maharatna Corporate Salary Package; Canara Bank matches at 8.45% for senior PSU staff.

Stamp duty on a Rs 38 lakh property in Ramagundam for a woman buyer? ▾

Telangana men: 6% + 0.5% + 0.5% = 7% = Rs 2.66 lakh. Women: 4% + 0.5% + 0.5% = 5% = Rs 1.90 lakh. Women save Rs 76,000.

🌆 Other Indian cities

Home loan calculator for other cities.

~8.65% · ₹1.20 Cr avg

~8.5% · ₹78.00 L avg

~8.7% · ₹92.00 L avg

~8.65% · ₹65.00 L avg

~8.7% · ₹68.00 L avg

~8.6% · ₹65.00 L avg

~8.55% · ₹53.00 L avg

~8.65% · ₹55.00 L avg

~8.75% · ₹45.00 L avg

~8.7% · ₹35.00 L avg

~8.65% · ₹40.00 L avg

~8.6% · ₹40.00 L avg

~8.65% · ₹38.00 L avg

~8.6% · ₹45.00 L avg

~8.65% · ₹35.00 L avg

~8.55% · ₹40.00 L avg

~8.7% · ₹28.00 L avg

~8.65% · ₹32.00 L avg

~8.65% · ₹55.00 L avg

~8.65% · ₹35.00 L avg

~8.6% · ₹30.00 L avg

~8.55% · ₹35.00 L avg

~8.6% · ₹42.00 L avg

Pondicherry (Puducherry)

~8.65% · ₹35.00 L avg

~8.7% · ₹55.00 L avg

~8.65% · ₹35.00 L avg

~8.7% · ₹28.00 L avg

~8.7% · ₹32.00 L avg

~8.7% · ₹28.00 L avg

~8.7% · ₹30.00 L avg

~8.75% · ₹35.00 L avg

~8.7% · ₹25.00 L avg

~8.65% · ₹40.00 L avg

Thiruvananthapuram

~8.65% · ₹45.00 L avg

~8.7% · ₹35.00 L avg

~8.7% · ₹28.00 L avg

~8.7% · ₹38.00 L avg

~8.65% · ₹30.00 L avg

~8.7% · ₹25.00 L avg

~8.7% · ₹32.00 L avg

Chhatrapati Sambhaji Nagar

~8.65% · ₹35.00 L avg

~8.7% · ₹26.00 L avg

~8.7% · ₹35.00 L avg

~8.65% · ₹42.00 L avg

~8.7% · ₹35.00 L avg

~8.65% · ₹38.00 L avg

~8.7% · ₹35.00 L avg

~8.7% · ₹40.00 L avg

~8.7% · ₹30.00 L avg

~8.65% · ₹38.00 L avg

~8.7% · ₹28.00 L avg

~8.7% · ₹26.00 L avg

~8.7% · ₹28.00 L avg

~8.7% · ₹25.00 L avg

~8.7% · ₹25.00 L avg

~8.7% · ₹22.00 L avg

~8.7% · ₹25.00 L avg

Hubballi-Dharwad

~8.65% · ₹32.00 L avg

~8.65% · ₹30.00 L avg

~8.7% · ₹32.00 L avg

~8.65% · ₹35.00 L avg

Tiruchirappalli

~8.7% · ₹32.00 L avg

~8.75% · ₹30.00 L avg

~8.65% · ₹40.00 L avg

~8.7% · ₹38.00 L avg

~8.7% · ₹32.00 L avg

~8.6% · ₹42.00 L avg

~8.7% · ₹28.00 L avg

~8.75% · ₹28.00 L avg

~8.55% · ₹55.00 L avg

~8.5% · ₹65.00 L avg

~8.6% · ₹45.00 L avg

~8.85% · ₹25.00 L avg

~8.9% · ₹22.00 L avg

~8.9% · ₹22.00 L avg

~8.95% · ₹28.00 L avg

~8.9% · ₹35.00 L avg

~8.95% · ₹32.00 L avg

~9% · ₹25.00 L avg

~9% · ₹25.00 L avg

~8.9% · ₹22.00 L avg

~8.75% · ₹28.00 L avg

~8.7% · ₹35.00 L avg

~8.8% · ₹22.00 L avg

~8.85% · ₹20.00 L avg

~8.75% · ₹26.00 L avg

~8.8% · ₹24.00 L avg

~8.75% · ₹26.00 L avg

~8.8% · ₹23.00 L avg

~8.8% · ₹24.00 L avg

~8.85% · ₹20.00 L avg

~8.8% · ₹24.00 L avg

~8.75% · ₹32.00 L avg

~8.75% · ₹30.00 L avg

~8.65% · ₹50.00 L avg

~8.8% · ₹26.00 L avg

~8.75% · ₹30.00 L avg

~8.75% · ₹32.00 L avg

~8.8% · ₹24.00 L avg

~8.75% · ₹26.00 L avg

~8.8% · ₹22.00 L avg

~8.75% · ₹30.00 L avg

~8.75% · ₹26.00 L avg

~8.8% · ₹24.00 L avg

~8.8% · ₹22.00 L avg

~8.8% · ₹24.00 L avg

~8.75% · ₹25.00 L avg

~8.8% · ₹22.00 L avg

~8.75% · ₹28.00 L avg

~8.85% · ₹20.00 L avg

~8.8% · ₹23.00 L avg

~8.7% · ₹30.00 L avg

~8.75% · ₹28.00 L avg

~8.85% · ₹20.00 L avg

~8.7% · ₹32.00 L avg

~8.85% · ₹20.00 L avg

~8.9% · ₹18.00 L avg

~8.9% · ₹19.00 L avg

~8.75% · ₹28.00 L avg

~8.7% · ₹30.00 L avg

~8.7% · ₹32.00 L avg

~8.75% · ₹28.00 L avg

~8.7% · ₹30.00 L avg

~8.75% · ₹28.00 L avg

~8.65% · ₹35.00 L avg

~8.65% · ₹40.00 L avg

~8.8% · ₹25.00 L avg

~8.7% · ₹35.00 L avg

~8.7% · ₹32.00 L avg

~8.75% · ₹28.00 L avg

~8.7% · ₹32.00 L avg

~8.7% · ₹35.00 L avg

~8.7% · ₹30.00 L avg

~8.75% · ₹28.00 L avg

~8.75% · ₹28.00 L avg

~8.8% · ₹26.00 L avg

~8.7% · ₹30.00 L avg

~8.65% · ₹38.00 L avg

~8.7% · ₹30.00 L avg

~8.7% · ₹32.00 L avg

~8.75% · ₹28.00 L avg

~8.8% · ₹26.00 L avg

~8.7% · ₹32.00 L avg

~8.7% · ₹35.00 L avg

~8.75% · ₹35.00 L avg

~8.7% · ₹42.00 L avg

~8.7% · ₹38.00 L avg

~8.7% · ₹32.00 L avg

~8.7% · ₹30.00 L avg

~8.75% · ₹28.00 L avg

~8.7% · ₹32.00 L avg

~8.75% · ₹28.00 L avg

~8.75% · ₹28.00 L avg

~8.7% · ₹30.00 L avg

~8.75% · ₹24.00 L avg

~8.8% · ₹28.00 L avg

~8.75% · ₹26.00 L avg

~8.8% · ₹22.00 L avg

~8.75% · ₹28.00 L avg

~8.8% · ₹25.00 L avg

~8.75% · ₹27.00 L avg

~8.8% · ₹26.00 L avg

~8.7% · ₹32.00 L avg

~8.75% · ₹27.00 L avg

~8.65% · ₹45.00 L avg

~8.8% · ₹25.00 L avg

~8.8% · ₹23.00 L avg

~8.8% · ₹24.00 L avg

~8.85% · ₹35.00 L avg

~8.85% · ₹24.00 L avg

~8.9% · ₹28.00 L avg

~8.85% · ₹27.00 L avg

~8.8% · ₹22.00 L avg

~8.85% · ₹19.00 L avg

~8.75% · ₹26.00 L avg

~8.85% · ₹20.00 L avg

~8.8% · ₹21.00 L avg

~8.8% · ₹24.00 L avg

~8.75% · ₹28.00 L avg

~8.85% · ₹25.00 L avg

~8.85% · ₹20.00 L avg

~8.9% · ₹19.00 L avg

~8.9% · ₹20.00 L avg

~8.9% · ₹19.00 L avg

~8.9% · ₹18.00 L avg

~8.95% · ₹17.00 L avg

~8.85% · ₹22.00 L avg

~8.9% · ₹19.00 L avg

~8.9% · ₹20.00 L avg

~9.05% · ₹21.00 L avg

~9.05% · ₹20.00 L avg

~8.85% · ₹17.00 L avg

~8.9% · ₹16.00 L avg

~8.9% · ₹15.00 L avg

Lakhimpur Kheri

~8.95% · ₹14.00 L avg

~8.9% · ₹15.00 L avg

~8.9% · ₹17.00 L avg

~8.9% · ₹16.00 L avg

~8.95% · ₹14.00 L avg

~8.95% · ₹14.00 L avg

~8.9% · ₹18.00 L avg

~8.95% · ₹15.00 L avg

~8.95% · ₹16.00 L avg

~8.9% · ₹18.00 L avg

~8.9% · ₹19.00 L avg

~8.9% · ₹17.00 L avg

~8.95% · ₹14.00 L avg

~8.85% · ₹20.00 L avg

~8.8% · ₹19.00 L avg

~8.85% · ₹17.00 L avg

~8.8% · ₹20.00 L avg

~8.85% · ₹18.00 L avg

~8.8% · ₹19.00 L avg

~8.75% · ₹25.00 L avg

~8.8% · ₹22.00 L avg

~8.85% · ₹21.00 L avg

~8.9% · ₹18.00 L avg

~8.7% · ₹32.00 L avg

~8.8% · ₹24.00 L avg

~8.85% · ₹19.00 L avg

~8.9% · ₹19.00 L avg

~8.75% · ₹28.00 L avg

~8.8% · ₹24.00 L avg

~8.8% · ₹26.00 L avg

~8.8% · ₹22.00 L avg

~8.85% · ₹19.00 L avg

~8.85% · ₹20.00 L avg

~8.9% · ₹18.00 L avg

~8.85% · ₹22.00 L avg

North Lakhimpur

~8.95% · ₹17.00 L avg

~9% · ₹16.00 L avg

~8.85% · ₹20.00 L avg

~8.85% · ₹21.00 L avg

~8.75% · ₹24.00 L avg

~8.8% · ₹22.00 L avg

~8.85% · ₹20.00 L avg

~8.75% · ₹25.00 L avg

~8.8% · ₹26.00 L avg

~8.7% · ₹32.00 L avg

~8.85% · ₹19.00 L avg

~8.8% · ₹24.00 L avg

~8.9% · ₹18.00 L avg

~8.85% · ₹21.00 L avg

~8.9% · ₹19.00 L avg

~8.85% · ₹20.00 L avg

~8.8% · ₹23.00 L avg

~8.9% · ₹24.00 L avg

~8.85% · ₹28.00 L avg

~8.9% · ₹25.00 L avg

~8.85% · ₹19.00 L avg

~8.85% · ₹20.00 L avg

~8.85% · ₹21.00 L avg

~8.8% · ₹28.00 L avg

~8.8% · ₹23.00 L avg

~8.85% · ₹22.00 L avg

~8.9% · ₹20.00 L avg

~8.95% · ₹18.00 L avg

~8.95% · ₹16.00 L avg

~8.9% · ₹17.00 L avg

~8.95% · ₹15.50 L avg

~8.95% · ₹15.00 L avg

~8.9% · ₹18.50 L avg

~8.85% · ₹22.00 L avg

~8.95% · ₹18.00 L avg

~8.85% · ₹24.00 L avg

~8.9% · ₹23.00 L avg

~8.9% · ₹21.00 L avg

~8.9% · ₹20.00 L avg

~8.95% · ₹19.00 L avg

~8.95% · ₹20.00 L avg

~8.9% · ₹22.00 L avg

~8.9% · ₹23.00 L avg

~8.9% · ₹19.00 L avg

~8.9% · ₹20.00 L avg

~8.9% · ₹21.00 L avg

~8.85% · ₹24.00 L avg

~8.95% · ₹19.00 L avg

~8.9% · ₹22.00 L avg

~8.9% · ₹23.00 L avg

~8.95% · ₹17.00 L avg

~8.9% · ₹22.00 L avg

~8.95% · ₹19.00 L avg

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