🚗 Hosur 📍 Tamil Nadu HRA tiernon-metro Updated2026-05-17

Hosur Home Loan EMI Calculator 🚗

⚡

Quick answer (Hosur)

Typical Hosur home loan: ₹40.00 L at 8.65% over 20 years = ₹35,094/month EMI. Total interest ₹44.23 L. Tamil Nadu stamp duty: 7% + 4% registration = ~₹4.40 L extra.

🏠

Mortgage Calculator

Home Value

$

LTV 80% · No PMI ✓

Loan Amount

$

Interest Rate

%

Term

Total Monthly

$2,496

PITI

Principal + Interest

$1,996

58% goes to interest

Total Interest

$418,527

over 30 years

Monthly Breakdown

Principal & Interest$1,996

Property Tax (1.1%/yr)$344

Homeowner's Insurance (0.5%/yr)$156

Total Monthly$2,496

Principal vs Interest Split

42% principal

58% interest

✨ Live recalculation·Includes P&I, property tax, insurance. Estimates only — consult a licensed lender for exact rates.

🚗 Hosur home loan landscape

Home loans in Hosur.

Typical ticket

₹40.00 L

mid-segment 2026

Typical rate

8.65%

prime borrower repo-linked

Stamp duty

11%

7% duty + 4% reg

Market overview

Hosur flats trade at Rs 6,500-11,500 per sq ft with SIPCOT Phase 2 and Bagalur Road leading on Tata-Apple iPhone assembly plant and Ola Electric mega-factory salaried demand. The city has decisively become Tamil Nadu's Detroit and Apple's second iPhone manufacturing hub. Pricing has appreciated 60-80% in 3 years and is now within 10-15% of Bengaluru's Electronic City (just 35 km away). Supply is dominated by branded gated mid-rises (Casagrand, Sobha, DRA).

What makes Hosur distinct

Hosur is India's single most concentrated EV-and-electronics manufacturing cluster (TVS Motor, Ola Electric, Tata-Apple iPhone, Caterpillar, Ashok Leyland, Titan), with one of the country's fastest-appreciating Tier-2 real-estate markets. The Bengaluru-Hosur 35 km proximity makes it the cheapest doorway into the Bengaluru EMC ecosystem.

🏘️ Top micromarkets

Popular residential zones in Hosur.

SIPCOT Hosur Phase 1

SIPCOT Hosur Phase 2

Bagalur Road

Mookandapalli

Sipcot III

Krishnagiri Road

Bengaluru Road

Thally Road

🏦 Top lenders

Banks dominating Hosur home loans.

HDFC: dominant on Tata Electronics, Ola Electric, and TVS salaried

ICICI: aggressive on Apple supplier ecosystem (Wistron/Foxconn-adjacent)

Axis Bank: sharp on Bengaluru-IT commuters with Hosur property

SBI: anchor for BHEL Bengaluru commuters and government employees

Top employers driving pre-approved home loan flows: TVS Motor Company Hosur, Ashok Leyland Hosur, Titan Watches Hosur, Caterpillar India Hosur, Ola Electric Hosur, Tata Electronics (Apple iPhone assembly).

🧮 Worked example

₹40.00 L home loan in Hosur at 8.65% over 20 years

Loan amount

₹40.00 L

Annual interest rate

8.65%

Term

20 years (240 months)

Monthly EMI

₹35,094

Total interest paid

₹44.23 L

Total paid (principal + interest)

₹84.23 L

+ Stamp duty & registration (11%)

₹4.40 L

❓ FAQ

Hosur home loan questions.

EMI on a Rs 40 lakh home loan in Hosur at 8.65% for 20 years? ▾

EMI is approximately Rs 35,029 per month. Total interest is Rs 44.07 lakh over 20 years, total outflow Rs 84.07 lakh.

Best lender for Ola Electric and Tata Electronics employees in Hosur? ▾

HDFC and ICICI lead with corporate-tie-up rates of 8.50-8.65% for these large employers; Axis Bank offers similar pricing.

Stamp duty on a Rs 60 lakh flat in Hosur? ▾

Tamil Nadu: 7% + 4% = 11%. On Rs 60 lakh: Rs 4.20 lakh + Rs 2.40 lakh = Rs 6.60 lakh total. No women discount.

🌆 Other Indian cities

Home loan calculator for other cities.

~8.65% · ₹1.20 Cr avg

~8.5% · ₹78.00 L avg

~8.7% · ₹92.00 L avg

~8.65% · ₹65.00 L avg

~8.7% · ₹68.00 L avg

~8.6% · ₹65.00 L avg

~8.55% · ₹53.00 L avg

~8.65% · ₹55.00 L avg

~8.75% · ₹45.00 L avg

~8.7% · ₹35.00 L avg

~8.65% · ₹40.00 L avg

~8.6% · ₹40.00 L avg

~8.65% · ₹38.00 L avg

~8.6% · ₹45.00 L avg

~8.65% · ₹35.00 L avg

~8.55% · ₹40.00 L avg

~8.7% · ₹28.00 L avg

~8.65% · ₹32.00 L avg

~8.65% · ₹55.00 L avg

~8.65% · ₹35.00 L avg

~8.6% · ₹30.00 L avg

~8.55% · ₹35.00 L avg

~8.6% · ₹42.00 L avg

Pondicherry (Puducherry)

~8.65% · ₹35.00 L avg

~8.7% · ₹55.00 L avg

~8.65% · ₹35.00 L avg

~8.7% · ₹28.00 L avg

~8.7% · ₹32.00 L avg

~8.7% · ₹28.00 L avg

~8.7% · ₹30.00 L avg

~8.75% · ₹35.00 L avg

~8.7% · ₹25.00 L avg

~8.65% · ₹40.00 L avg

Thiruvananthapuram

~8.65% · ₹45.00 L avg

~8.7% · ₹35.00 L avg

~8.7% · ₹28.00 L avg

~8.7% · ₹38.00 L avg

~8.65% · ₹30.00 L avg

~8.7% · ₹25.00 L avg

~8.7% · ₹32.00 L avg

Chhatrapati Sambhaji Nagar

~8.65% · ₹35.00 L avg

~8.7% · ₹26.00 L avg

~8.7% · ₹35.00 L avg

~8.65% · ₹42.00 L avg

~8.7% · ₹35.00 L avg

~8.65% · ₹38.00 L avg

~8.7% · ₹35.00 L avg

~8.7% · ₹40.00 L avg

~8.7% · ₹30.00 L avg

~8.65% · ₹38.00 L avg

~8.7% · ₹28.00 L avg

~8.7% · ₹26.00 L avg

~8.7% · ₹28.00 L avg

~8.7% · ₹25.00 L avg

~8.7% · ₹25.00 L avg

~8.7% · ₹22.00 L avg

~8.7% · ₹25.00 L avg

Hubballi-Dharwad

~8.65% · ₹32.00 L avg

~8.65% · ₹30.00 L avg

~8.7% · ₹32.00 L avg

~8.65% · ₹35.00 L avg

Tiruchirappalli

~8.7% · ₹32.00 L avg

~8.75% · ₹30.00 L avg

~8.65% · ₹40.00 L avg

~8.7% · ₹38.00 L avg

~8.7% · ₹32.00 L avg

~8.6% · ₹42.00 L avg

~8.7% · ₹28.00 L avg

~8.75% · ₹28.00 L avg

~8.55% · ₹55.00 L avg

~8.5% · ₹65.00 L avg

~8.6% · ₹45.00 L avg

~8.85% · ₹25.00 L avg

~8.9% · ₹22.00 L avg

~8.9% · ₹22.00 L avg

~8.95% · ₹28.00 L avg

~8.9% · ₹35.00 L avg

~8.95% · ₹32.00 L avg

~9% · ₹25.00 L avg

~9% · ₹25.00 L avg

~8.9% · ₹22.00 L avg

~8.75% · ₹28.00 L avg

~8.7% · ₹35.00 L avg

~8.8% · ₹22.00 L avg

~8.85% · ₹20.00 L avg

~8.75% · ₹26.00 L avg

~8.8% · ₹24.00 L avg

~8.75% · ₹26.00 L avg

~8.8% · ₹23.00 L avg

~8.8% · ₹24.00 L avg

~8.85% · ₹20.00 L avg

~8.8% · ₹24.00 L avg

~8.75% · ₹32.00 L avg

~8.75% · ₹30.00 L avg

~8.65% · ₹50.00 L avg

~8.8% · ₹26.00 L avg

~8.75% · ₹30.00 L avg

~8.75% · ₹32.00 L avg

~8.8% · ₹24.00 L avg

~8.75% · ₹26.00 L avg

~8.8% · ₹22.00 L avg

~8.75% · ₹30.00 L avg

~8.75% · ₹26.00 L avg

~8.8% · ₹24.00 L avg

~8.8% · ₹22.00 L avg

~8.8% · ₹24.00 L avg

~8.75% · ₹25.00 L avg

~8.8% · ₹22.00 L avg

~8.75% · ₹28.00 L avg

~8.85% · ₹20.00 L avg

~8.8% · ₹23.00 L avg

~8.7% · ₹30.00 L avg

~8.75% · ₹28.00 L avg

~8.85% · ₹20.00 L avg

~8.7% · ₹32.00 L avg

~8.85% · ₹20.00 L avg

~8.9% · ₹18.00 L avg

~8.9% · ₹19.00 L avg

~8.75% · ₹28.00 L avg

~8.7% · ₹30.00 L avg

~8.7% · ₹32.00 L avg

~8.75% · ₹28.00 L avg

~8.7% · ₹30.00 L avg

~8.75% · ₹28.00 L avg

~8.65% · ₹35.00 L avg

~8.8% · ₹25.00 L avg

~8.7% · ₹35.00 L avg

~8.7% · ₹32.00 L avg

~8.75% · ₹28.00 L avg

~8.7% · ₹32.00 L avg

~8.7% · ₹35.00 L avg

~8.7% · ₹30.00 L avg

~8.75% · ₹28.00 L avg

~8.75% · ₹28.00 L avg

~8.8% · ₹26.00 L avg

~8.7% · ₹30.00 L avg

~8.65% · ₹38.00 L avg

~8.7% · ₹30.00 L avg

~8.7% · ₹32.00 L avg

~8.75% · ₹28.00 L avg

~8.8% · ₹26.00 L avg

~8.7% · ₹32.00 L avg

~8.7% · ₹35.00 L avg

~8.75% · ₹35.00 L avg

~8.7% · ₹42.00 L avg

~8.7% · ₹38.00 L avg

~8.7% · ₹32.00 L avg

~8.7% · ₹30.00 L avg

~8.75% · ₹28.00 L avg

~8.7% · ₹30.00 L avg

~8.7% · ₹32.00 L avg

~8.75% · ₹28.00 L avg

~8.75% · ₹28.00 L avg

~8.7% · ₹30.00 L avg

~8.75% · ₹24.00 L avg

~8.8% · ₹28.00 L avg

~8.75% · ₹26.00 L avg

~8.8% · ₹22.00 L avg

~8.75% · ₹28.00 L avg

~8.8% · ₹25.00 L avg

~8.75% · ₹27.00 L avg

~8.8% · ₹26.00 L avg

~8.7% · ₹32.00 L avg

~8.75% · ₹27.00 L avg

~8.65% · ₹45.00 L avg

~8.8% · ₹25.00 L avg

~8.8% · ₹23.00 L avg

~8.8% · ₹24.00 L avg

~8.85% · ₹35.00 L avg

~8.85% · ₹24.00 L avg

~8.9% · ₹28.00 L avg

~8.85% · ₹27.00 L avg

~8.8% · ₹22.00 L avg

~8.85% · ₹19.00 L avg

~8.75% · ₹26.00 L avg

~8.85% · ₹20.00 L avg

~8.8% · ₹21.00 L avg

~8.8% · ₹24.00 L avg

~8.75% · ₹28.00 L avg

~8.85% · ₹25.00 L avg

~8.85% · ₹20.00 L avg

~8.9% · ₹19.00 L avg

~8.9% · ₹20.00 L avg

~8.9% · ₹19.00 L avg

~8.9% · ₹18.00 L avg

~8.95% · ₹17.00 L avg

~8.85% · ₹22.00 L avg

~8.9% · ₹19.00 L avg

~8.9% · ₹20.00 L avg

~9.05% · ₹21.00 L avg

~9.05% · ₹20.00 L avg

~8.85% · ₹17.00 L avg

~8.9% · ₹16.00 L avg

~8.9% · ₹15.00 L avg

Lakhimpur Kheri

~8.95% · ₹14.00 L avg

~8.9% · ₹15.00 L avg

~8.9% · ₹17.00 L avg

~8.9% · ₹16.00 L avg

~8.95% · ₹14.00 L avg

~8.95% · ₹14.00 L avg

~8.9% · ₹18.00 L avg

~8.95% · ₹15.00 L avg

~8.95% · ₹16.00 L avg

~8.9% · ₹18.00 L avg

~8.9% · ₹19.00 L avg

~8.9% · ₹17.00 L avg

~8.95% · ₹14.00 L avg

~8.85% · ₹20.00 L avg

~8.8% · ₹19.00 L avg

~8.85% · ₹17.00 L avg

~8.8% · ₹20.00 L avg

~8.85% · ₹18.00 L avg

~8.8% · ₹19.00 L avg

~8.75% · ₹25.00 L avg

~8.8% · ₹22.00 L avg

~8.85% · ₹21.00 L avg

~8.9% · ₹18.00 L avg

~8.7% · ₹32.00 L avg

~8.8% · ₹24.00 L avg

~8.85% · ₹19.00 L avg

~8.9% · ₹19.00 L avg

~8.75% · ₹28.00 L avg

~8.8% · ₹24.00 L avg

~8.8% · ₹26.00 L avg

~8.8% · ₹22.00 L avg

~8.85% · ₹19.00 L avg

~8.85% · ₹20.00 L avg

~8.9% · ₹18.00 L avg

~8.85% · ₹22.00 L avg

North Lakhimpur

~8.95% · ₹17.00 L avg

~9% · ₹16.00 L avg

~8.85% · ₹20.00 L avg

~8.85% · ₹21.00 L avg

~8.75% · ₹24.00 L avg

~8.8% · ₹22.00 L avg

~8.85% · ₹20.00 L avg

~8.75% · ₹25.00 L avg

~8.8% · ₹26.00 L avg

~8.7% · ₹32.00 L avg

~8.85% · ₹19.00 L avg

~8.8% · ₹24.00 L avg

~8.9% · ₹18.00 L avg

~8.85% · ₹21.00 L avg

~8.9% · ₹19.00 L avg

~8.85% · ₹20.00 L avg

~8.8% · ₹23.00 L avg

~8.9% · ₹24.00 L avg

~8.85% · ₹28.00 L avg

~8.9% · ₹25.00 L avg

~8.85% · ₹19.00 L avg

~8.85% · ₹20.00 L avg

~8.85% · ₹21.00 L avg

~8.8% · ₹28.00 L avg

~8.8% · ₹23.00 L avg

~8.85% · ₹22.00 L avg

~8.9% · ₹20.00 L avg

~8.95% · ₹18.00 L avg

~8.95% · ₹16.00 L avg

~8.9% · ₹17.00 L avg

~8.95% · ₹15.50 L avg

~8.95% · ₹15.00 L avg

~8.9% · ₹18.50 L avg

~8.85% · ₹22.00 L avg

~8.95% · ₹18.00 L avg

~8.85% · ₹24.00 L avg

~8.9% · ₹23.00 L avg

~8.9% · ₹21.00 L avg

~8.9% · ₹20.00 L avg

~8.95% · ₹19.00 L avg

~8.95% · ₹20.00 L avg

~8.9% · ₹22.00 L avg

~8.9% · ₹23.00 L avg

~8.9% · ₹19.00 L avg

~8.9% · ₹20.00 L avg

~8.9% · ₹21.00 L avg

~8.85% · ₹24.00 L avg

~8.95% · ₹19.00 L avg

~8.9% · ₹22.00 L avg

~8.9% · ₹23.00 L avg

~8.95% · ₹17.00 L avg

~8.9% · ₹22.00 L avg

~8.95% · ₹19.00 L avg

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