🌾 Bulandshahr 📍 Uttar Pradesh HRA tiernon-metro Updated2026-05-17

Bulandshahr Home Loan EMI Calculator 🌾

⚡

Quick answer (Bulandshahr)

Typical Bulandshahr home loan: ₹32.00 L at 8.7% over 20 years = ₹28,177/month EMI. Total interest ₹35.62 L. Uttar Pradesh stamp duty: 7% + 1% registration = ~₹2.56 L extra.

🏠

Mortgage Calculator

Home Value

$

LTV 80% · No PMI ✓

Loan Amount

$

Interest Rate

%

Term

Total Monthly

$2,496

PITI

Principal + Interest

$1,996

58% goes to interest

Total Interest

$418,527

over 30 years

Monthly Breakdown

Principal & Interest$1,996

Property Tax (1.1%/yr)$344

Homeowner's Insurance (0.5%/yr)$156

Total Monthly$2,496

Principal vs Interest Split

42% principal

58% interest

✨ Live recalculation·Includes P&I, property tax, insurance. Estimates only — consult a licensed lender for exact rates.

🌾 Bulandshahr home loan landscape

Home loans in Bulandshahr.

Typical ticket

₹32.00 L

mid-segment 2026

Typical rate

8.7%

prime borrower repo-linked

Stamp duty

8%

7% duty + 1% reg (1% women off)

Market overview

Bulandshahr is repricing fast as a Jewar Airport beneficiary, with Sikandrabad Road and Yamuna Expressway belt parcels at Rs 4,500-7,500 per sq ft and a 40-60% appreciation in 3 years. Core Civil Lines flats trade at Rs 4,000-5,500. The Sikandrabad industrial belt and Coca-Cola plant anchor salaried demand, while the Khurja pottery cluster (adjacent) creates MSME LAP demand. Pricing is now the highest in this list of UP cities after Gorakhpur and Faizabad.

What makes Bulandshahr distinct

Bulandshahr is the closest UP district to Jewar Noida International Airport (under 35 km) and the only city in this UP list with a meaningful NCR commuter pool plus an active industrial corridor (Sikandrabad). This creates a unique blend of NCR-grade investor demand and local salaried demand.

🏘️ Top micromarkets

Popular residential zones in Bulandshahr.

Civil Lines

Sarai Behlim

Khurja Road

Anupshahr Road

Sikandrabad Road

Pahasu

GT Road

Yamuna Expressway Belt

🏦 Top lenders

Banks dominating Bulandshahr home loans.

SBI: largest branch reach, anchor for Coca-Cola and Railways

HDFC: aggressive on Jewar-belt plot and investor loans

PNB: deep on Sikandrabad industrial salaried

LIC Housing Finance: competitive on Yamuna Expressway under-construction

Top employers driving pre-approved home loan flows: Sikandrabad Industrial Area (SIDCUL anchor), Khurja Pottery Cluster, Hindustan Coca-Cola Bulandshahr, Yakult Danone India Sonipat (commute), Triveni Engineering Sugar, Simbhaoli Sugars.

🧮 Worked example

₹32.00 L home loan in Bulandshahr at 8.7% over 20 years

Loan amount

₹32.00 L

Annual interest rate

8.7%

Term

20 years (240 months)

Monthly EMI

₹28,177

Total interest paid

₹35.62 L

Total paid (principal + interest)

₹67.62 L

+ Stamp duty & registration (8%)

₹2.56 L (women: ₹2.24 L)

❓ FAQ

Bulandshahr home loan questions.

EMI on a Rs 32 lakh home loan in Bulandshahr at 8.70% for 20 years? ▾

EMI is roughly Rs 28,176 per month. Total interest over 20 years is Rs 35.62 lakh, total outflow Rs 67.62 lakh.

Best lender for Jewar Airport belt plot loans? ▾

HDFC and ICICI dominate Jewar-belt investor plot loans at 8.75-9.00%; PNB offers 8.65% for resident salaried buyers.

Stamp duty on a Rs 50 lakh plot in Bulandshahr? ▾

UP: 7% + 1% = Rs 4 lakh. Women buyers: 6% + 1% = Rs 3.50 lakh, saving Rs 50,000.

🌆 Other Indian cities

Home loan calculator for other cities.

~8.65% · ₹1.20 Cr avg

~8.5% · ₹78.00 L avg

~8.7% · ₹92.00 L avg

~8.65% · ₹65.00 L avg

~8.7% · ₹68.00 L avg

~8.6% · ₹65.00 L avg

~8.55% · ₹53.00 L avg

~8.65% · ₹55.00 L avg

~8.75% · ₹45.00 L avg

~8.7% · ₹35.00 L avg

~8.65% · ₹40.00 L avg

~8.6% · ₹40.00 L avg

~8.65% · ₹38.00 L avg

~8.6% · ₹45.00 L avg

~8.65% · ₹35.00 L avg

~8.55% · ₹40.00 L avg

~8.7% · ₹28.00 L avg

~8.65% · ₹32.00 L avg

~8.65% · ₹55.00 L avg

~8.65% · ₹35.00 L avg

~8.6% · ₹30.00 L avg

~8.55% · ₹35.00 L avg

~8.6% · ₹42.00 L avg

Pondicherry (Puducherry)

~8.65% · ₹35.00 L avg

~8.7% · ₹55.00 L avg

~8.65% · ₹35.00 L avg

~8.7% · ₹28.00 L avg

~8.7% · ₹32.00 L avg

~8.7% · ₹28.00 L avg

~8.7% · ₹30.00 L avg

~8.75% · ₹35.00 L avg

~8.7% · ₹25.00 L avg

~8.65% · ₹40.00 L avg

Thiruvananthapuram

~8.65% · ₹45.00 L avg

~8.7% · ₹35.00 L avg

~8.7% · ₹28.00 L avg

~8.7% · ₹38.00 L avg

~8.65% · ₹30.00 L avg

~8.7% · ₹25.00 L avg

~8.7% · ₹32.00 L avg

Chhatrapati Sambhaji Nagar

~8.65% · ₹35.00 L avg

~8.7% · ₹26.00 L avg

~8.7% · ₹35.00 L avg

~8.65% · ₹42.00 L avg

~8.7% · ₹35.00 L avg

~8.65% · ₹38.00 L avg

~8.7% · ₹35.00 L avg

~8.7% · ₹40.00 L avg

~8.7% · ₹30.00 L avg

~8.65% · ₹38.00 L avg

~8.7% · ₹28.00 L avg

~8.7% · ₹26.00 L avg

~8.7% · ₹28.00 L avg

~8.7% · ₹25.00 L avg

~8.7% · ₹25.00 L avg

~8.7% · ₹22.00 L avg

~8.7% · ₹25.00 L avg

Hubballi-Dharwad

~8.65% · ₹32.00 L avg

~8.65% · ₹30.00 L avg

~8.7% · ₹32.00 L avg

~8.65% · ₹35.00 L avg

Tiruchirappalli

~8.7% · ₹32.00 L avg

~8.75% · ₹30.00 L avg

~8.65% · ₹40.00 L avg

~8.7% · ₹38.00 L avg

~8.7% · ₹32.00 L avg

~8.6% · ₹42.00 L avg

~8.7% · ₹28.00 L avg

~8.75% · ₹28.00 L avg

~8.55% · ₹55.00 L avg

~8.5% · ₹65.00 L avg

~8.6% · ₹45.00 L avg

~8.85% · ₹25.00 L avg

~8.9% · ₹22.00 L avg

~8.9% · ₹22.00 L avg

~8.95% · ₹28.00 L avg

~8.9% · ₹35.00 L avg

~8.95% · ₹32.00 L avg

~9% · ₹25.00 L avg

~9% · ₹25.00 L avg

~8.9% · ₹22.00 L avg

~8.75% · ₹28.00 L avg

~8.7% · ₹35.00 L avg

~8.8% · ₹22.00 L avg

~8.85% · ₹20.00 L avg

~8.75% · ₹26.00 L avg

~8.8% · ₹24.00 L avg

~8.75% · ₹26.00 L avg

~8.8% · ₹23.00 L avg

~8.8% · ₹24.00 L avg

~8.85% · ₹20.00 L avg

~8.8% · ₹24.00 L avg

~8.75% · ₹32.00 L avg

~8.75% · ₹30.00 L avg

~8.65% · ₹50.00 L avg

~8.8% · ₹26.00 L avg

~8.75% · ₹30.00 L avg

~8.75% · ₹32.00 L avg

~8.8% · ₹24.00 L avg

~8.75% · ₹26.00 L avg

~8.8% · ₹22.00 L avg

~8.75% · ₹30.00 L avg

~8.75% · ₹26.00 L avg

~8.8% · ₹24.00 L avg

~8.8% · ₹22.00 L avg

~8.8% · ₹24.00 L avg

~8.75% · ₹25.00 L avg

~8.8% · ₹22.00 L avg

~8.75% · ₹28.00 L avg

~8.85% · ₹20.00 L avg

~8.8% · ₹23.00 L avg

~8.7% · ₹30.00 L avg

~8.75% · ₹28.00 L avg

~8.85% · ₹20.00 L avg

~8.85% · ₹20.00 L avg

~8.9% · ₹18.00 L avg

~8.9% · ₹19.00 L avg

~8.75% · ₹28.00 L avg

~8.7% · ₹30.00 L avg

~8.7% · ₹32.00 L avg

~8.75% · ₹28.00 L avg

~8.7% · ₹30.00 L avg

~8.75% · ₹28.00 L avg

~8.65% · ₹35.00 L avg

~8.65% · ₹40.00 L avg

~8.8% · ₹25.00 L avg

~8.7% · ₹35.00 L avg

~8.7% · ₹32.00 L avg

~8.75% · ₹28.00 L avg

~8.7% · ₹32.00 L avg

~8.7% · ₹35.00 L avg

~8.7% · ₹30.00 L avg

~8.75% · ₹28.00 L avg

~8.75% · ₹28.00 L avg

~8.8% · ₹26.00 L avg

~8.7% · ₹30.00 L avg

~8.65% · ₹38.00 L avg

~8.7% · ₹30.00 L avg

~8.7% · ₹32.00 L avg

~8.75% · ₹28.00 L avg

~8.8% · ₹26.00 L avg

~8.7% · ₹32.00 L avg

~8.7% · ₹35.00 L avg

~8.75% · ₹35.00 L avg

~8.7% · ₹42.00 L avg

~8.7% · ₹38.00 L avg

~8.7% · ₹32.00 L avg

~8.7% · ₹30.00 L avg

~8.75% · ₹28.00 L avg

~8.7% · ₹30.00 L avg

~8.7% · ₹32.00 L avg

~8.75% · ₹28.00 L avg

~8.75% · ₹28.00 L avg

~8.7% · ₹30.00 L avg

~8.75% · ₹24.00 L avg

~8.8% · ₹28.00 L avg

~8.75% · ₹26.00 L avg

~8.8% · ₹22.00 L avg

~8.75% · ₹28.00 L avg

~8.8% · ₹25.00 L avg

~8.75% · ₹27.00 L avg

~8.8% · ₹26.00 L avg

~8.7% · ₹32.00 L avg

~8.75% · ₹27.00 L avg

~8.65% · ₹45.00 L avg

~8.8% · ₹25.00 L avg

~8.8% · ₹23.00 L avg

~8.8% · ₹24.00 L avg

~8.85% · ₹35.00 L avg

~8.85% · ₹24.00 L avg

~8.9% · ₹28.00 L avg

~8.85% · ₹27.00 L avg

~8.8% · ₹22.00 L avg

~8.85% · ₹19.00 L avg

~8.75% · ₹26.00 L avg

~8.85% · ₹20.00 L avg

~8.8% · ₹21.00 L avg

~8.8% · ₹24.00 L avg

~8.75% · ₹28.00 L avg

~8.85% · ₹25.00 L avg

~8.85% · ₹20.00 L avg

~8.9% · ₹19.00 L avg

~8.9% · ₹20.00 L avg

~8.9% · ₹19.00 L avg

~8.9% · ₹18.00 L avg

~8.95% · ₹17.00 L avg

~8.85% · ₹22.00 L avg

~8.9% · ₹19.00 L avg

~8.9% · ₹20.00 L avg

~9.05% · ₹21.00 L avg

~9.05% · ₹20.00 L avg

~8.85% · ₹17.00 L avg

~8.9% · ₹16.00 L avg

~8.9% · ₹15.00 L avg

Lakhimpur Kheri

~8.95% · ₹14.00 L avg

~8.9% · ₹15.00 L avg

~8.9% · ₹17.00 L avg

~8.9% · ₹16.00 L avg

~8.95% · ₹14.00 L avg

~8.95% · ₹14.00 L avg

~8.9% · ₹18.00 L avg

~8.95% · ₹15.00 L avg

~8.95% · ₹16.00 L avg

~8.9% · ₹18.00 L avg

~8.9% · ₹19.00 L avg

~8.9% · ₹17.00 L avg

~8.95% · ₹14.00 L avg

~8.85% · ₹20.00 L avg

~8.8% · ₹19.00 L avg

~8.85% · ₹17.00 L avg

~8.8% · ₹20.00 L avg

~8.85% · ₹18.00 L avg

~8.8% · ₹19.00 L avg

~8.75% · ₹25.00 L avg

~8.8% · ₹22.00 L avg

~8.85% · ₹21.00 L avg

~8.9% · ₹18.00 L avg

~8.7% · ₹32.00 L avg

~8.8% · ₹24.00 L avg

~8.85% · ₹19.00 L avg

~8.9% · ₹19.00 L avg

~8.75% · ₹28.00 L avg

~8.8% · ₹24.00 L avg

~8.8% · ₹26.00 L avg

~8.8% · ₹22.00 L avg

~8.85% · ₹19.00 L avg

~8.85% · ₹20.00 L avg

~8.9% · ₹18.00 L avg

~8.85% · ₹22.00 L avg

North Lakhimpur

~8.95% · ₹17.00 L avg

~9% · ₹16.00 L avg

~8.85% · ₹20.00 L avg

~8.85% · ₹21.00 L avg

~8.75% · ₹24.00 L avg

~8.8% · ₹22.00 L avg

~8.85% · ₹20.00 L avg

~8.75% · ₹25.00 L avg

~8.8% · ₹26.00 L avg

~8.7% · ₹32.00 L avg

~8.85% · ₹19.00 L avg

~8.8% · ₹24.00 L avg

~8.9% · ₹18.00 L avg

~8.85% · ₹21.00 L avg

~8.9% · ₹19.00 L avg

~8.85% · ₹20.00 L avg

~8.8% · ₹23.00 L avg

~8.9% · ₹24.00 L avg

~8.85% · ₹28.00 L avg

~8.9% · ₹25.00 L avg

~8.85% · ₹19.00 L avg

~8.85% · ₹20.00 L avg

~8.85% · ₹21.00 L avg

~8.8% · ₹28.00 L avg

~8.8% · ₹23.00 L avg

~8.85% · ₹22.00 L avg

~8.9% · ₹20.00 L avg

~8.95% · ₹18.00 L avg

~8.95% · ₹16.00 L avg

~8.9% · ₹17.00 L avg

~8.95% · ₹15.50 L avg

~8.95% · ₹15.00 L avg

~8.9% · ₹18.50 L avg

~8.85% · ₹22.00 L avg

~8.95% · ₹18.00 L avg

~8.85% · ₹24.00 L avg

~8.9% · ₹23.00 L avg

~8.9% · ₹21.00 L avg

~8.9% · ₹20.00 L avg

~8.95% · ₹19.00 L avg

~8.95% · ₹20.00 L avg

~8.9% · ₹22.00 L avg

~8.9% · ₹23.00 L avg

~8.9% · ₹19.00 L avg

~8.9% · ₹20.00 L avg

~8.9% · ₹21.00 L avg

~8.85% · ₹24.00 L avg

~8.95% · ₹19.00 L avg

~8.9% · ₹22.00 L avg

~8.9% · ₹23.00 L avg

~8.95% · ₹17.00 L avg

~8.9% · ₹22.00 L avg

~8.95% · ₹19.00 L avg

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