Faizabad Home Loan EMI Calculator 🛕
Typical Faizabad home loan: ₹28.00 L at 8.75% over 20 years = ₹24,744/month EMI. Total interest ₹31.39 L. Uttar Pradesh stamp duty: 7% + 1% registration = ~₹2.24 L extra.
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Home loans in Faizabad.
Market overview
Faizabad-Ayodhya property has been the single hottest Tier-3 story in India post-2024 Ram Mandir consecration, with Ayodhya Road and Naka now trading at Rs 6,500-12,000 per sq ft versus Rs 3,000-4,000 in 2020. Hotel and serviced-apartment plays dominate new launches. The city has decisively re-priced above Gorakhpur and Sultanpur and is now within 30% of Lucknow on prime stretches. Supply is exploding with branded developers like Omaxe and the Ayodhya Development Authority master plan.
What makes Faizabad distinct
Faizabad-Ayodhya is the only Indian Tier-3 city where pilgrimage tourism has driven a 3-4x land price appreciation in 4 years, making it the country's clearest temple-economy real-estate trade. Yields on serviced apartments touch 9-11% near the Ram Mandir corridor, which is exceptional for any Indian city.
Popular residential zones in Faizabad.
Banks dominating Faizabad home loans.
SBI: anchor branch on Civil Lines, deep Railway and government coverage
PNB: aggressive on Ayodhya Road plot and self-construction
HDFC: pole position on Omaxe Ayodhya and branded launches
LIC Housing Finance: best for under-construction Ayodhya Development Authority plots
₹28.00 L home loan in Faizabad at 8.75% over 20 years
₹28.00 L 8.75% 20 years (240 months) ₹24,744 ₹31.39 L ₹59.39 L ₹2.24 L (women: ₹1.96 L) Faizabad home loan questions.
EMI on a Rs 28 lakh home loan in Faizabad at 8.75% for 20 years? ▾
EMI is roughly Rs 24,744 per month. Total interest across 20 years is Rs 31.39 lakh, total outflow Rs 59.39 lakh.
Best bank for Ayodhya plot loans? ▾
PNB and BoB lead on Ayodhya Development Authority allotments at 8.65-8.80%; HDFC tops branded-project funding at 8.75%.
Stamp duty on a Rs 40 lakh Ayodhya property? ▾
UP: 7% + 1% = Rs 3.20 lakh. Women buyers: 6% + 1% = Rs 2.80 lakh, saving Rs 40,000.
Home loan calculators near Faizabad.
Uttar Pradesh shares Faizabad's 7% stamp duty and 1% registration charge, so these are directly comparable.