Kadapa Home Loan EMI Calculator ⛏️
Typical Kadapa home loan: ₹28.00 L at 8.75% over 20 years = ₹24,744/month EMI. Total interest ₹31.39 L. Andhra Pradesh stamp duty: 5% + 1.5% registration = ~₹1.82 L extra.
Mortgage Calculator
Home loans in Kadapa.
Market overview
Kadapa flats trade at Rs 3,800-6,500 per sq ft with YSR Nagar and Two Town leading on UCIL and cement-cluster salaried demand. The Tummalapalle uranium mine (one of the world's largest reserves), Penna Cement, and the proposed BHEL solar facility anchor industrial employment. Kadapa is also a Rayalaseema barytes-mining hub. Pricing is 15% below Anantapur and on par with Kurnool. Supply is split between plotted layouts and modest mid-rise.
What makes Kadapa distinct
Kadapa houses India's only operating uranium mine of scale (UCIL Tummalapalle), creating a unique nuclear-PSU salaried pool. Combined with the Rayalaseema cement cluster and barytes mining, the lending market has a distinctive minerals-and-strategic-PSU character.
Popular residential zones in Kadapa.
Banks dominating Kadapa home loans.
SBI: anchor for UCIL nuclear PSU and Railway salaried
Union Bank: deep cement-cluster payroll reach
Indian Bank: aggressive on plot loans and self-construction
HDFC: best for private salaried in YSR Nagar gated launches
₹28.00 L home loan in Kadapa at 8.75% over 20 years
₹28.00 L 8.75% 20 years (240 months) ₹24,744 ₹31.39 L ₹59.39 L ₹1.82 L (women: ₹1.54 L) Kadapa home loan questions.
EMI on a Rs 28 lakh home loan in Kadapa at 8.75% for 20 years? ▾
EMI is approximately Rs 24,744 per month. Total interest is Rs 31.39 lakh, total outflow Rs 59.39 lakh.
Best lender for UCIL Tummalapalle employees? ▾
SBI leads with a UCIL corporate package at 8.45% (strategic PSU rate); Union Bank matches at 8.55% for nuclear-PSU staff.
Stamp duty on a Rs 35 lakh flat in Kadapa? ▾
AP: 5% + 1.5% = 6.5%. On Rs 35 lakh: Rs 1.75 lakh + Rs 52,500 = Rs 2.27 lakh. Women: 4% + 1.5% = Rs 1.92 lakh, saving Rs 35,000.
Home loan calculators near Kadapa.
Andhra Pradesh shares Kadapa's 5% stamp duty and 1.5% registration charge, so these are directly comparable.