🇮🇳 India · FY 2025-26

Gujarat PT ₹200/mo HRA40%

Gujarat Take-Home & Professional Tax.

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Quick context

Gujarat levies Professional Tax of ₹200/month (~₹2400/year) on income above the slab threshold. Gujarat cities qualify for 40% HRA exemption (tier-2 status under Section 10(13A)). Use the calculator below to compare Old vs New regime for your salary.

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India Income Tax Calculator, Gujarat

FY 2025-26

Annual Gross Income

₹

₹15.00 L per year

Age Group

Professional Tax (Gujarat)

₹200/mo · ₹2400/yr

Old Regime deductions (only used if Old Regime is selected)+ Toggle

Section 80C (max ₹1.5L)

Section 80D Medical (max ₹1L)

HRA Exemption (yearly)

Home Loan Interest 24(b) (max ₹2L)

NPS Extra 80CCD(1B) (max ₹50K)

Old Regime

₹1,30,291

Taxable: ₹10.43 L

Deductions: ₹4.57 L

✓ Better

New Regime (default)

₹97,126

Taxable: ₹14.23 L

Deductions: ₹77,400 (auto)

💡 Recommendation

The New Regime saves you ₹33,165 in tax this year. New regime wins. You don't have enough deductions to beat the default lower slabs.

✨ Live · FY 2025-26 (AY 2026-27) slabs · Includes 4% cess and surcharge · Not legal/tax advice. Consult a CA for filings.

About Gujarat

Gujarat economic profile.

Capital

Gandhinagar

Avg Mid-Career Salary

₹12.0L

per year

Cost of Living

vs Mumbai = 100

Market overview

Gujarat has India's highest manufacturing PMI consistently. Surat dominates diamond polishing (~80% of world's rough-to-polished diamonds). Ahmedabad has a strong pharma cluster (Zydus, Torrent). GIFT City (Gujarat International Finance Tec-City) is India's first International Financial Services Centre.

Top industries

PetrochemicalsDiamond PolishingTextilesPharmaceuticalsManufacturing

Gujarat-specific tax notes

Gujarat PT cap is ₹2,400/year (slightly less than national ₹2,500 max). HRA tier-2 (non-metro) applies to all Gujarat cities including Ahmedabad, meaning 40% HRA exemption (not 50%). GIFT City employees can enjoy tax holidays for certain capital gains under the IFSCA framework.

Professional Tax slab

Gujarat PT: ₹200/mo for income ₹12,000+ monthly. Maximum ₹2,400/year (slightly below national cap).

❓ Gujarat FAQ

Common questions.

What is GIFT City and does it affect my tax?

GIFT City (Gujarat International Finance Tec-City) is India's first International Financial Services Centre. Companies operating there get a 10-year tax holiday. Salaried employees of GIFT City companies face standard Indian income tax rules, there's no personal tax benefit for being employed there (unlike Mauritius or Singapore FTZs).

Why does Gujarat have HRA tier-2 status when Ahmedabad is a major city?

HRA tier-1 status (50% exemption) is only granted to the four "metros": Delhi, Mumbai, Kolkata, Chennai. All other Indian cities including Bangalore, Hyderabad, Pune, Ahmedabad are technically tier-2 (40% exemption) per the Income Tax Act, although the IT department often informally treats Bangalore and Pune as metros. For Gujarat, the 40% calculation is standard.

Is Gujarat's professional tax cap really lower than other states?

Yes. Gujarat caps PT at ₹2,400/year (₹200/mo × 12) vs the national maximum allowed of ₹2,500. Most states (Maharashtra, Karnataka, Andhra) use the full ₹2,500 cap. The ₹100 difference is trivial but real. Gujarat slightly under-collects vs the national cap.

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