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🇮🇳 India · FY 2025-26 Karnataka Karnataka PT ₹200/mo HRA50%

Karnataka Income Tax Calculator.

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Quick context

Karnataka levies Professional Tax of ₹200/month (~₹2400/year) on income above the slab threshold. Karnataka cities qualify for 50% HRA exemption (tier-1 metro status under Section 10(13A)). Use the calculator below to compare Old vs New regime for your salary.

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India Income Tax Calculator — Karnataka

₹
₹15.00 L per year
₹200/mo · ₹2400/yr
Old Regime deductions (only used if Old Regime is selected)+ Toggle
Old Regime
₹1,30,291
Taxable: ₹10.43 L
Deductions: ₹4.57 L
✓ Better
New Regime (default)
₹97,126
Taxable: ₹14.23 L
Deductions: ₹77,400 (auto)
💡 Recommendation

The New Regime saves you ₹33,165 in tax this year. New regime wins — you don't have enough deductions to beat the default lower slabs.

✨ Live · FY 2025-26 (AY 2026-27) slabs · Includes 4% cess and surcharge · Not legal/tax advice — consult a CA for filings.
Karnataka About Karnataka

Karnataka economic profile.

Capital
Bengaluru
Avg Mid-Career Salary
₹18.0L
per year
Cost of Living
78
vs Mumbai = 100

Market overview

Karnataka, especially Bengaluru, is the Silicon Valley of India — accounting for over 35% of India's IT exports. Home to all major global tech captives (Microsoft, Google, Amazon, Adobe, Salesforce, Cisco) and India's biggest startup ecosystem.

Top industries

IT ServicesSoftware ProductsBiotechnologyAerospaceR&D Captives

Karnataka-specific tax notes

Karnataka follows the standard Professional Tax structure (₹2,500/year max). Bengaluru is HRA tier-1 metro (50% HRA exemption). The state offers SEZ benefits for IT parks (Electronic City, Whitefield, ORR) but these benefit employers, not employees.

Professional Tax slab

Karnataka PT: ₹200/mo for income above ₹25,000/mo. Maximum ₹2,500/year. Self-employed pay annual lump sum.

❓ Karnataka FAQ

Common questions.

Why are Bangalore IT salaries higher than other Indian cities?
Bengaluru hosts the largest concentration of tech employers in India, creating intense competitive pressure on salaries. Global captive centers (GCCs) pay 20-40% above domestic IT services rates. The talent density also means job-hopping yields the biggest salary jumps (typically 30-50% per move vs 20-30% elsewhere).
How does Bangalore weather and traffic affect financial decisions?
Traffic costs Bengaluru employees roughly 10-15 working days per year in commute time. Many tech employees now choose hybrid/remote roles AND live further from work (Doddaballapur, Devanahalli) where rent runs 50-70% less. The annual financial impact of choosing the right neighborhood can be ₹3-6 lakh in saved rent + commute costs.
Karnataka professional tax vs Maharashtra — which is cheaper?
Identical at the top — both states cap at ₹2,500/year. Karnataka's PT slabs kick in at lower income thresholds, so freshers/junior employees pay slightly more. Senior employees pay the same maximum either way. The bigger financial difference is HRA: both are metro tier-1, so HRA exemption is 50% in both.
🗺️ Other states

Tax calculator for other states.

Maharashtra
Maharashtra
PT ₹200/mo
Tamil Nadu
Tamil Nadu
PT ₹208/mo
Gujarat
Gujarat
PT ₹200/mo
Delhi (NCT)
Delhi (NCT)
No PT
Uttar Pradesh
Uttar Pradesh
No PT
West Bengal
West Bengal
PT ₹200/mo
Telangana
Telangana
PT ₹200/mo
Andhra Pradesh
Andhra Pradesh
PT ₹200/mo
Rajasthan
Rajasthan
No PT
Kerala
Kerala
PT ₹208/mo
Punjab
Punjab
PT ₹200/mo
Madhya Pradesh
Madhya Pradesh
PT ₹208/mo
Haryana
Haryana
No PT
Bihar
Bihar
No PT
Odisha
Odisha
PT ₹200/mo
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